DIRECT ADVICE. CAREFUL PREPARATION. A PRACTICAL WAY FORWARD.
Bankruptcy and debt-resolution strategies for individuals and business owners throughout San Diego and Southern California.
Bankruptcy & Debt Solutions
Chapter 7 Bankruptcy
Eliminate many types of unsecured debt, including credit cards, medical bills, personal loans, and judgments, while protecting eligible property and moving toward a more manageable financial future.
Chapter 13 Bankruptcy
Explore creditor negotiations, settlement options, repayment arrangements, and other practical strategies when bankruptcy is not the best solution.
Bankruptcy Alternatives & Debt Resolution
Protect property, catch up on mortgage or vehicle arrears, address certain tax, student loan, or support obligations, and restructure debt through a court-approved repayment plan.
Meet David S. Neinchel
David S. Neinchel has more than a decade and a half of bankruptcy experience and has represented individuals and businesses in hundreds of bankruptcy cases, financial disputes, and related matters.
Clients work directly with David and receive practical advice, responsive communication, and careful preparation tailored to their financial circumstances.
Why Clients Choose David
Direct Attorney Access. Practical Advice. Responsive Communication. Detailed Preparation.
Clients work directly with David throughout their matter, with clear guidance and careful attention to the details that can affect the outcome.
Additional Services
Small-Business Bankruptcy & Subchapter V
Evaluate whether the business, the owner, or both need bankruptcy relief, and consider Subchapter V, Chapter 7, Chapter 13, or nonbankruptcy alternatives based on the facts.
Debt, Creditor & Bankruptcy Disputes
Representation in creditor disputes, collection matters, adversary proceedings, contested bankruptcy matters, and related litigation, with a focus on finding the most effective path to resolution.
David’s Approach
“The goal is not simply to file bankruptcy. The goal is to solve the financial problem. And although there is rarely a perfect solution to a serious financial problem, I focus on identifying and implementing the best possible solution.”
— David S. Neinchel