Bankruptcy & Debt Solutions
Based in San Diego and serving clients throughout Southern California, the Law Office of David S. Neinchel evaluates both bankruptcy and non-bankruptcy strategies for individuals and business owners.
Not every financial problem requires bankruptcy. Options may include Chapter 7, Chapter 13, creditor negotiations, repayment arrangements, debt disputes, settlement strategies, bankruptcy litigation, and—when appropriate—small-business Subchapter V evaluation.
Chapter 7 Bankruptcy
Chapter 7 may eliminate qualifying unsecured debts and provide a fresh financial start. The firm will evaluate eligibility, exemptions, property concerns, and the likely effect on secured debts.
Chapter 13 Bankruptcy
Chapter 13 allows individuals with regular income to reorganize debt through a court-approved repayment plan while addressing mortgage arrears, vehicle loans, tax obligations, and other financial concerns.
Bankruptcy Alternatives, Litigation & Small-Business Options
The firm evaluates creditor negotiations, repayment arrangements, settlement options, contested matters, and Subchapter V for qualifying small businesses. When appropriate, Chapter 11 matters may be handled with experienced co-counsel.
Discuss Your Bankruptcy Options
Complete the form to request an initial consultation. Briefly describe your financial concerns, and the firm will contact you regarding the next steps. Submitting the form does not create an attorney-client relationship.